Disclaimer

IMPORTANT INFORMATION AND RISK WARNINGS

Please read before entering this site.

This Lifetrade site is provided as a reference service to institutional and professional investors. No investment advice is offered or given by Lifetrade Management Company to any persons accessing information on this site; consequently, prospective investors should take advice from their own professional advisers before making any investment decision.

The following information applies to every page on this Site, whether or not such pages individually contain a disclaimer notification. By entering this Site, you have agreed that you have read and understood the information contained on this page and confirm that you are eligible to read the documents on this Site.

The Funds on this Site may be suitable for private investors but only if so advised, under a written agreement, by their own financial advisers.

This Site should not be regarded as an offer or solicitation to invest in the Funds in any jurisdiction where such activity is unlawful. This Site is not directed at you if the Fund is prohibited by any law of any jurisdiction from making the information on this Site available to you and is not intended for any use which would be contrary to local law or regulation. In particular, this Site is reserved exclusively for non-US persons and should not be accessed by any person in the United States. The information herein is not for distribution to and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of United States persons.

General

The information on this site provides information about Lifetrade Management Company N.V. (“LMC”) investment funds and does not constitute investment advice. An investment in a LMC Fund may not be suitable for all investors and if you are unclear about any information on this Site, please contact an independent Financial Adviser before making any investment decisions.

Before investing, all relevant documents, such as reports and accounts and prospectus should be read, which specify the particular risks associated with investment in the Funds, together with any specific restrictions applying and the basis of dealing.

The information herein is not an offer to sell, or to solicit an offer to purchase, any securities by anyone in any jurisdiction in which such offer or solicitation is not authorized, or in which the person making such an offer is not qualified to do so, or to anyone to whom it is unlawful to make such an offer or solicitation, or to anyone in any jurisdiction inside of the United States.

Investment involves risk and the value of your investment may fluctuate. The value of shares and any income from them can go down as well as up and you may not get back all that you have invested. Please be advised that any return estimates or indications of past performance on this Site are for information purposes and can in no way be construed as a guarantee of future performance. Changes in currency rates of exchange may have an adverse effect on the value, price or income (if any) of the LMC Funds. Levels and bases of taxation are subject to change and will depend on your personal circumstances.

Lifetrade Management Company believes that the information contained in documents which may be viewed on this Site is accurate as at the date of publication of such documents and where a particular page of this Site is dated, the information on such page is believed to be accurate as at such date; however neither Lifetrade Management Company nor any of its third party information providers assume any liability to you or any third party for any loss or damage, whether direct, indirect or consequential, arising from any inaccuracy, error, omission or incompleteness in any such information.

Certain information accessible on this Site is the intellectual property of the relevant news and information services provider or third parties that provide such information to the relevant service provider, or Lifetrade Management Company. The information contained in this Site is protected by copyright and other intellectual property laws and all ownership rights remain with the information services provider or the third party or Lifetrade Management Company, as the case may be. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing this information.

We and our third party information providers shall not have any liability for any data transmission errors such as data loss, data transmission delay or damage or alteration of any kind, including, but not limited to, any direct, indirect or consequential damage, arising out of the use of the services provided herein.

Messages that you send to us by E-mail may not be secure. We recommend that you do not send any confidential information to us by E-mail. If you choose to send any confidential information to us via E-mail you do so at your own risk with the knowledge that a third party may intercept this information.

Lifetrade Management Company and its third party information providers do not give any warranties as to the accuracy, adequacy, completeness, timeliness or non-infringement of title of any information accessible on this Site for a particular purpose or use and all such warranties are excluded to the fullest extent that such warranties may be excluded by law. Further, we will not update or review any information on the Site provided by third parties and caution you that any use made of such information is at your own risk.

Additional Risk Warnings

Investment in a Fund is not intended to be a complete investment program for any investor. An investment should be viewed as a medium to long-term investment.

The nature of a Fund's investments involves certain risks and a Fund may utilize investment techniques which may carry additional risks. Prospective investors should carefully consider, among others, the following factors before subscribing: - Potential Concentration of Investments, Counterparty Risk, Foreign Exchange/Exchange Control Risks, Settlement Risk, Currency Exposure/Unlisted securities and Derivatives Risks; Inadequate Market Liquidity and Leverage. Please refer to the prospectus for further information.

An investment in a Fund therefore carries substantial risk and is suitable only for persons who can assume the risk of losing their entire investment.

Cookies

This site may use cookies or other information software to retrieve information about a visitor to the site. Lifetrade does not however collect information sufficient to identify any individual nor will it use cookies or other information software to process personal data as defined by data protection laws. Retrieved information will be limited to such information as is sufficient to identify the number of individual visitors to the site.

Privacy Policy & Data protection

Any personal information you provide to Lifetrade through any of the contact facilities on this web site or by any other means whatsoever will be held in accordance with our Data Protection Policy set out below. Whilst we take reasonable steps to ensure the security of personal data transmitted through this web site, by accepting these terms and conditions you accept that the Internet is not a totally secure medium of communication of information and that such transmission will be at your own risk.

Data Protection Policy: the relevant companies within the Lifetrade process and store personal data in accordance with the requirements of the Data Protection Act 1998 or equivalent local legislation in the jurisdiction of their incorporation ("data protection laws"). Any personal information you supply will be used primarily to answer your inquiry or to fulfill any of our contractual obligations to you. Personal data will not be held longer than is reasonably necessary. Consequent upon the way we organize our business, personal data may also be used for: operational and administrative purposes; and may be shared with companies within Lifetrade.

Personal information supplied by you may on occasion be used for research and analysis purposes but it will not be released to non associated third parties unless there is a legal or regulatory reason to do so or unless the third party fulfils a service on our behalf.

Whenever you supply personal data to Lifetrade concerning a third party you must ensure that the supply is in accordance with data protection laws, that where necessary, you have that persons consent to supply the information, and that this Policy has been brought to their attention.

By agreeing to these Terms and Conditions, you agree that any personal data you may supply to Lifetrade may be processed in accordance with our data protection policy.

Lifetrade Management Company N.V. is an investment company with private capital incorporated with Limited Liability in Curacao, Netherlands Antilles and register in the Curacao Chamber of Commerce & Industry with number 98434. Investors in the funds of the company receives shares in the company. Investors in investment funds established in Curacao, who are not Curacao residents, are not subject to income tax, capital gains or withholding tax in Curacao. Each investor must be 18 years or older and may be subject to income, capital gains, withholding or estate taxes/regulations within their country of residence. Shareholders and potential investors are advice to consult a tax advisor before investing in The Fund. None of the shares may be offered or sold, directly or indirectly, in the United States or to any US person.